Legal Document
Privacy Policy
Last updated: February 2026
1. Overview
Worth It? Index ("we," "us," or "our") operates the worthitindex.app website. This page informs you of our policies regarding the collection, use, and disclosure of information when you use our service.
We are committed to transparency. This site exists to help you make better financial decisions with math -- not to harvest your data.
2. Information We Collect
Anonymous Location Data
We use your IP address to detect your approximate country of residence. This allows us to auto-configure the correct currency, unit system, and regional recommendations. This data is processed anonymously through a third-party geolocation service (ipapi.co) and is not stored on our servers or linked to any personal identifier.
Cookies and Tracking
We use cookies strictly for affiliate link attribution. When you click a partner link (e.g., "Open SoFi Account"), a cookie may be set so that the partner bank can credit us for the referral. These cookies are:
- First-party or partner-set only -- no ad networks
- Used solely for affiliate commission tracking
- Never used to build advertising profiles
- Subject to standard browser controls (you can block them anytime)
Calculator Inputs
All values you enter into our calculators (deposit amounts, rates, mileage, etc.) are processed entirely in your browser. We do not transmit, store, or log any calculator inputs.
3. Information We Do NOT Collect
- Names, email addresses, or phone numbers
- Financial account numbers or balances
- Social Security numbers or government IDs
- Browsing history outside of this site
4. We Do Not Sell Personal Data
We do not sell, rent, trade, or otherwise share personal information with third parties for their marketing purposes. Period. This is not a data business. It is a math tool.
5. Third-Party Services
Our site may contain links to partner bank websites. When you click these links, you leave our site and are subject to the privacy policies of those third parties. We encourage you to read their policies before providing any personal information.
6. Data Retention
Since we do not collect personal data, there is nothing to retain or delete. Anonymous geolocation lookups are not logged. Cookie data is managed by your browser and the partner's standard cookie policies.
7. Children's Privacy
Our service is not directed to anyone under the age of 18. We do not knowingly collect information from children.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site after changes constitutes acceptance.
9. Contact Us
If you have questions about this Privacy Policy, contact us at worth.it.app@outlook.com.